An MCP server that returns a one-time UPI VPA when your rules allow — and denies everything else before it ever touches your bank.
The agent calls AiPay's request_payment_vpa MCP tool with the amount, the checkout URL and a screenshot.
Regex rules plus a visual context check decide allow vs deny on every request — before a single rupee can move.
On allow, AiPay returns your category's VPA and the merchant fires a normal UPI Collect you approve in GPay or PhonePe.
Describe what agents may and may not pay for. AiPay compiles it into a filter that runs on every request — block or allow, by site, description or amount. Report a charge and it writes the rule for you.
AiPay sits between the agent and your bank; it never holds card or bank credentials.
Every agent gets its own key you can disable or revoke instantly.
Map spend categories to your existing UPI IDs to isolate risk.
Paste into your client's MCP config, restart, and the agent gets a pay tool. It only ever holds an API key that can ask — never your bank.
Open dashboard →{
"mcpServers": {
"aipay": {
"url": "https://aipay.dagar.in/mcp",
"headers": { "Authorization": "Bearer ap_live_xxxxxxxxxxxx" }
}
}
}
Connect your first agent in minutes. Every rupee stays on your rules.